Speedy
Pay and get paid in minutes with enrolled family and friends.
Easy
No extra app needed to send and receive money right from your phone.
Free
Zelle® is a fee-free way to send money from your Capital One Mobile app.
HOW DOES ZELLE® WORK?
Send money fast—no cash or checks required
Settle up with friends. Pay the sitter pronto. With Zelle®, money payments and requests are simple—and free—using the Capital One Mobile app.
Send money
With Zelle®, you can pay and get paid in minutes with enrolled users—whether it’s a birthday, an unpaid IOU or a friend in need.
Add your contacts
Millions of people are already using Zelle®—make sure you add your contacts using the Address Book feature.
Receive money
With Zelle®, you don’t need to wait days. Get money fast, directly to your bank account, with no fees from us.
See the details
Use the Transaction Details page to view send dates, add memos or even cancel a payment if a recipient doesn’t enroll with Zelle®.
Send money
With Zelle®, you can pay and get paid in minutes with enrolled users—whether it’s a birthday, an unpaid IOU or a friend in need.
Add your contacts
Millions of people are already using Zelle®—make sure you add your contacts using the Address Book feature.
Receive money
With Zelle®, you don’t need to wait days. Get money fast, directly to your bank account, with no fees from us.
See the details
Use the Transaction Details page to view send dates, add memos or even cancel a payment if a recipient doesn’t enroll with Zelle®.
Check out 360 Checking
No minimums, no fees, no worries.
Enroll with Zelle®
It’s easy with the Capital One Mobile app.
How do I safely send money with Zelle®?
Are there any fees to send money with Zelle®?
Nope! Zelle® is free to use in the Capital One Mobile app.
Can I send money with Zelle® to someone whose bank doesn’t offer Zelle®?
Yes! They can enroll at zellepay.com—then they’ll be set to receive payments when you send money with Zelle®.
Does Zelle® limit how much I can send or request?
You can send up to $2,500 per day with Zelle®. There are no limits on how much you can request with Zelle®, but keep in mind that people sending you money may have limits set by their own financial institutions.